Last updated: 15th January 2026
These Terms of Service ("Terms") govern your use of the website and services provided by Saquori S.A. ("we", "our", or "us"), a company incorporated in Spain with registration number B78294562. By accessing our website or using our services, you agree to be bound by these Terms.
By accessing or using our website, requesting quotes, purchasing insurance policies, or engaging with our services in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you must not use our website or services.
Saquori S.A. is an insurance company authorised and regulated under Spanish law. Our registered office is located at Paseo Marítimo 168, 28559 Madrid, Community of Madrid, Spain. We are registered with the Spanish Companies Registry under number B78294562 and hold VAT number ESB78294543.
Saquori provides comprehensive insurance services including but not limited to:
When using our services, you agree to:
Insurance policies issued by Saquori are governed by the specific terms and conditions set out in the policy documents, which form separate contracts between you and us. These Terms of Service govern your use of our website and general services, whilst policy terms govern the insurance coverage itself. In the event of any conflict between these Terms and your policy terms, the policy terms shall prevail regarding insurance coverage matters.
Insurance quotes provided through our website or by our representatives are estimates based on the information you provide. Final premiums may differ based on underwriting assessment, additional information, or changes in circumstances. Quotes are valid for a limited period as specified and are subject to our acceptance of the risk.
Insurance premiums are due in accordance with the payment schedule specified in your policy documents. Failure to pay premiums when due may result in policy cancellation or suspension of coverage. We accept various payment methods as specified during the application process. All prices are quoted in Euros unless otherwise stated.
All content on our website, including text, graphics, logos, images, software, and other materials, is the property of Saquori or its licensors and is protected by Spanish and international copyright and trademark laws. You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission. The Saquori name and logo are trademarks of Saquori S.A.
You may use our website for lawful purposes only. You agree not to:
Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which forms part of these Terms. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.
To the fullest extent permitted by Spanish law, Saquori's liability for any claims arising from your use of our website or services (excluding insurance claims which are governed by policy terms) is limited to the amount of premiums paid by you in the twelve months preceding the claim. We exclude liability for indirect, incidental, special, or consequential damages. Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded by law.
You agree to indemnify and hold Saquori harmless from any claims, losses, damages, or expenses (including legal fees) arising from your breach of these Terms, your use of our services, or your violation of any applicable laws or third-party rights.
These Terms of Service are governed by and construed in accordance with the laws of Spain. Any disputes arising from or relating to these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Madrid, Spain. The application of the United Nations Convention on Contracts for the International Sale of Goods is expressly excluded.
Before initiating any legal proceedings, we encourage you to contact us directly to resolve any disputes. We are committed to working with you to address any concerns in a fair and timely manner. For insurance-related disputes, you may also have recourse to relevant ombudsman services or regulatory authorities.
We may terminate or suspend your access to our website and services at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason in our sole discretion. Upon termination, your right to use our services will cease immediately. Insurance policies in force will continue to be governed by their respective policy terms.
We reserve the right to modify these Terms of Service at any time. We will notify you of material changes by posting the updated terms on our website and updating the "last updated" date. Your continued use of our services after such changes constitutes acceptance of the modified terms. We recommend reviewing these Terms periodically.
If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.
These Terms of Service, together with our Privacy Policy and any specific insurance policy terms, constitute the entire agreement between you and Saquori regarding your use of our services and supersede all prior agreements and understandings.
If you have any questions about these Terms of Service, please contact us:
Saquori S.A.
Paseo Marítimo 168, 28559 Madrid, Spain
Email: legal@saquori.xyz
Phone: +34 918 127 624
These Terms of Service are written in English. In case of any discrepancy between the English version and any translation, the English version shall prevail.